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For your convenience, Gamberg & Abrams has provided these frequently asked questions:  
What are the types of bankruptcy filings available for me?
Under the U.S. Bankruptcy Code, you have three options: Chapter 7, Chapter 11 and Chapter 13. Under Chapter 7, you will discharge most debts with the exception of student loans, alimony and child support, certain income taxes and fraudulent claims. You keep your exempt property which may include your homestead, qualified retirement accounts and certain life insurance benefits, for the fresh start you are entitled to. If there are liens on your house or car, you will either continue to make payments or you may discharge the debt and give up the property.


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters, and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established.

Under Chapter 11 and 13, there are complicated plans that can be worked out to allow you to keep certain assets and discharge debts over a period of time, depending on your income level. The type of bankruptcy you may qualify for will be explained to you in a detailed free consultation with Mr. Gamberg.




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Gamberg & Abrams 
4651 Sheridan St
Suite 200
Hollywood, FL 33021

Phone: 954-981-4411
Fax: 954-966-6259
E-mail Us 

Office Hours:
Monday – Friday,9 a.m. – 5 p.m.

Contact Information

our staff members
Jay M. Gamberg, Esq. 
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